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It's a kind of spiritual snobbery that makes people think they can be happy without money. Albert Camus

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Value City seeks bankruptcy protection (The Cincinnati Enquirer)
Discount retailer Value City Department Stores and its subsidiaries have filed for bankruptcy protection and announced plans to close its remaining stores.


Additionally you will receive a number of free bankruptcy forms.
If you qualify for chapter 7 bankruptcy you can hand over your entire assets to the bankruptcy trustee. For your creditors to stop contacting you it is essential that you file a bankruptcy claim. This code was established by the US congress. The various chapters of bankruptcy like chapter 13, and chapter 11 are taken from the bankruptcy code. While the bankruptcy code cant be altered by any state there are different procedures for each state.

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Promises make debt, and debt makes promises. Dutch Proverb

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